Even though it is
gaining popularity in the U.S., pet medical insurance remains a mystery
to millions of pet owners. I find this rather surprising since we spent
upwards of $45 billion in 2009 on our beloved pets. (American Pet
Products Assoc.estimate.)
We spend on gourmet foods, we shower them with toys, designer clothing and state of the art beds. We buy crates, carts and even strollers to take them along with us wherever we go.
So it seems logical that we should be spending on medical insurance for our pets as well. After all, we obviously want them to live long and healthy lives, right? And, God forbid, if anything should happen to them like a serious illness or an accident, we would want to give them the best medical care available, right?
Pet Medical Insurance Can Offer Peace of Mind
Medical treatment for animals can be quite expensive and, just like our own medical care, new and more expensive treatments become available every day. According to the American Society for the Prevention of Cruelty to Animals, Americans spent $12 billion in 2009 on veterinary care for their pets.
Because having a pet in our lives gives us so many benefits (like reducing stress, lowering blood pressure, fighting depression) we often find ourselves going to extraordinary lengths to treat an ill pet. Having pet insurance can offer real peace of mind should they become seriously ill or injured. Imagine how devastating it would be to let your beloved pet go because you could not afford to treat it.
There are now state-of-the-art treatments and facilities available to diagnose and treat animals. Everything from stem cell transplants to physical therapy to high tech radiation therapy are now available to help cats, dogs, birds, reptiles and a wide assortment of animals.
What Will Pet Insurance Cover?
Just like our own health coverage, pet insurance plans cover everything from catastrophic illness and injuries to routine wellness coverage. You will need to decide what kind of coverage you need. You will also need to shop carefully with various pet insurance companies to look for exclusions that might affect your particular situation.
For instance, older pets might not be able to get coverage. Some plans exclude specific breed conditions. Some plans will include preventative care, some won't. Some will exclude pre-existing conditions. Always be sure to check carefully before purchasing any coverage.
Before you buy that next jewel-studded collar for your princess pooch think about how you would feel if she became seriously ill and you couldn't afford to get her the best care
We spend on gourmet foods, we shower them with toys, designer clothing and state of the art beds. We buy crates, carts and even strollers to take them along with us wherever we go.
So it seems logical that we should be spending on medical insurance for our pets as well. After all, we obviously want them to live long and healthy lives, right? And, God forbid, if anything should happen to them like a serious illness or an accident, we would want to give them the best medical care available, right?
Pet Medical Insurance Can Offer Peace of Mind
Medical treatment for animals can be quite expensive and, just like our own medical care, new and more expensive treatments become available every day. According to the American Society for the Prevention of Cruelty to Animals, Americans spent $12 billion in 2009 on veterinary care for their pets.
Because having a pet in our lives gives us so many benefits (like reducing stress, lowering blood pressure, fighting depression) we often find ourselves going to extraordinary lengths to treat an ill pet. Having pet insurance can offer real peace of mind should they become seriously ill or injured. Imagine how devastating it would be to let your beloved pet go because you could not afford to treat it.
There are now state-of-the-art treatments and facilities available to diagnose and treat animals. Everything from stem cell transplants to physical therapy to high tech radiation therapy are now available to help cats, dogs, birds, reptiles and a wide assortment of animals.
What Will Pet Insurance Cover?
Just like our own health coverage, pet insurance plans cover everything from catastrophic illness and injuries to routine wellness coverage. You will need to decide what kind of coverage you need. You will also need to shop carefully with various pet insurance companies to look for exclusions that might affect your particular situation.
For instance, older pets might not be able to get coverage. Some plans exclude specific breed conditions. Some plans will include preventative care, some won't. Some will exclude pre-existing conditions. Always be sure to check carefully before purchasing any coverage.
Before you buy that next jewel-studded collar for your princess pooch think about how you would feel if she became seriously ill and you couldn't afford to get her the best care